Diving Into The Top 5 New York Counties With The Highest Foreclosures
New York’s foreclosure scene has been buzzing lately. The top 5 New York counties with the highest foreclosures are a mix of urban and suburban areas. They are all feeling the pinch from high property taxes and rising interest rates. As a result, the New York real estate market is cooling off. We’ve reviewed reports like ATTOM’s September 2025 data and PropertyShark’s Q2 2025 metro analysis.
We have also put together the top 5 counties based on first-time filings and overall rates. These spots are leading the pack, often with hundreds of cases tied to everything from multi-family homes to commercial properties. Remember, this is a snapshot—things shift fast, so check local updates for the latest.
Why These Counties Are Topping the List
Overall, New York ranks around 18th nationally for foreclosures. New York has one foreclosure for every 4,427 housing units affected per SoFi’s August 2025 breakdown.
However, if we zoom in, counties like Nassau and Suffolk are stealing the show in the metro area. Factors like skyrocketing insurance costs and economic strains are pushing more homeowners into distress. PropertyShark notes a 6% year-over-year uptick in metro filings for Q2 2025. For both counties hitting 1,718 new cases.
1. Nassau County
Nassau takes the crown as New York’s foreclosure leader. The county had 173 first-time filings in Q2 2025 alone. This is a 31% jump from last year. Thus, this makes it the hottest spot in the entire NYC metro. This powerhouse county is seeing pressure from high living costs and a surge in multi-family home distress. It’s no surprise, as Long Island overall accounts for about 18% of metro foreclosures.
2. Suffolk County
Right behind Nassau County is Suffolk. Suffolk clocked up to 142 new filings for Q2 2025. This is a drop of 43% year-over-year. However, this is still enough to rank it second in the state and metro. This area also has a ton of waterfront properties facing repossession risks. Even with the slowdown, it’s a key player contributing heavily to Long Island’s 18% share of regional cases.
3. Kings County (Brooklyn)
Brooklyn’s on a roll. It has overtaken Queens as NYC’s most active foreclosure market in Q2 2025. PropertyShark highlights how two-family homes and small commercial spots are driving an 11% citywide rise in NYC filings. With its dense urban vibe, Brooklyn’s seeing more REOs and auctions that fueled by economic shifts.
4. Queens County
Queens slips to fourth place in New York state. However, Queens stays strong by claiming over one in 10 metro filings in earlier 2025 data from PropertyShark. It also led in Q1 with a big chunk of cases. Although Q2 saw Brooklyn edge it out. Areas like Jamaica and Flushing are hotspots. Condo and co-op distress are usually the main causes behind Queens foreclosures. This drives overall NYC trends to double-digit increases despite some quarterly dips.
5. Bronx County
Rounding out the top five is the Bronx. The Bronx also hit a new high in Q2 2025 with a surge in activity. PropertyShark reports note it’s suffering from the same NYC-wide 11% uptick with multi-family properties leading the charge. It’s also a stark reminder of how urban affordability issues are biting hard here.
